Credit Report Record-TransUnion

The Credit Report record stores the information entered at the time a request is created.

TransUnion credit report requests use the following fields in the Credit Report record. Each field is defined below. These fields apply only to credit unions with the Credit Retrieval System installed. If your credit union does not have the Credit Retrieval System, a PowerOn specfile will not find any of these fields in the Account file, and you cannot access the Credit Report record for file maintenance.

If you choose to Copy Another Cred Rep, the system updates all the fields in this Credit Report record from the corresponding fields in the Credit Report record you specify, and each field has a source of Calculated real time. This section indicates only the other sources each field can have.

Request Number

The system assigns this number when you create a credit report request. You cannot perform file maintenance on this field.

User

The system updates this field with the user number of the person who creates a credit report request. You cannot perform file maintenance on this field.

Request Date

The system updates this field with the current AIX system date when you create a credit report request. You cannot perform file maintenance on this field.

Request Time

The system updates this field with the current system time when you create a credit report request. You cannot perform file maintenance on this field.

Queue Code

This field lets you specify when a credit report request should be queued and sent to a credit bureau.

• Enter (0) Immediate to send a credit report request immediately. The system sends the request to the credit bureau as soon as the Credit Retrieval System can secure a modem.
• Enter (1) After to send the credit report request after a specified date and time. When the system date and time reach the specified Queue After Date and Queue After Time, the system sends the request to the credit bureau as soon as the Credit Retrieval System can secure a modem.

Queue After Date

If you specify (1) After at the Queue Code field, you can enter the date on which or after which he system should queue the credit report request to be sent to the credit bureau. You cannot access this field if you specify (0) Immediate at the Queue Code field.

Queue After Time

If you specify (1) After at the Queue Code field, you can enter the time of day after which the system should queue the credit report request to be sent to the credit bureau. You cannot access this field if you specify (0) Immediate at the Queue Code field.

Completion Code

The system updates this field with the current status of the credit report request:

• (0) Pending if the request is still in the queue
• (1) Completed if the request was completed successfully
• (2) Too Large if the returned credit report is larger than the Credit Retrieval System can handle (this status seldom occurs)
• (3) Incomplete if the credit bureau found unacceptable information in your request and sent back an error message
• (4) Canceled if the request was canceled
• (5) Modem Problem if the request was not completed successfully because of a modem-related problem (a busy phone line, no dial tone, a handshake failure, a faulty modem, Internet communication, a faulty cable, or a modem that needs to be reset)
• (6) Protocol Problem if the request was not completed successfully because of a transmission protocol problem

You cannot perform file maintenance on this field.

Completion Date

The system updates this field with the current system date when the credit bureau responds to the credit report request. You cannot perform file maintenance on this field.

Completion Time

The system updates this field with the current system time when the credit bureau responds to the credit report request. You cannot perform file maintenance on this field.

Bureau

This field identifies the credit bureau from which you request the credit report. Enter (3) Trans Union to request a credit report from TransUnion. The Credit Retrieval System automatically updates the Subscriber Code and Password fields with the subscriber code and password we have set up for you.

Birth Date

Enter the subject’s birth date.

If you update the Name/Employment Screen from an existing Name record, the system updates this field with the Birth Date from the Name record you specify.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Birth Date from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Birth Date from the Credit Report record you specify.

Spouse Birth Date

Enter the subject spouse’s birth date.

Income

Enter the applicant’s income for the period specified in the Pay Basis field.

Maximum value: $999,999,999,999.99

Income amount cannot be negative.

Loan Amount

You can access the Loan Amount field only if you enter (01) Credit, (06) Peer, or (08) Fact at the Inquiry Type field. Enter the amount of the loan.

Maximum value: $999,999,999,999.99

Income amount cannot be negative.

Inquiry Type

For all releases up to Release 4, TransUnion does not use this field. For TransUnion Release 4, the following optional product codes are valid in this field. See your TransUnion documentation for descriptions of these optional products:

• Select (01) Credit to request a TransUnion Credit Report. This TransUnion Service Code is 07000.
• Select (02) Trace to request TransUnion SSN Search. TransUnion SSN Search was formerly known as TRACE. The TransUnion Service Code is 07200.
• Select (03) TracePlus to request a TransUnion SSN Report. TransUnion SSN Report was formerly known as TRACEplus. The TransUnion Service Code is 07300.
• Select (04) Lookup to request TransUnion Creditor Contact Search. TransUnion Creditor Contact Search was formerly known as LOOK UP. The TransUnion Service Code is 07600.
• Select (06) Peer to request a TransUnion Employment Credit Report. TransUnion Employment Credit Report was formerly known as PEER. The TransUnion Service Code is 06000.
• Select (08) Fact to request a TransUnion Collection Credit Report. TransUnion Collection Credit Report was formerly known as FACT. The TransUnion Service Code is 07700.
• Select (10) Retrace to request TransUnion ID Search. This version of TransUnion ID Search was formerly known as ReTRACE. The TransUnion Service Code is 07400.
• Select (11) Instant Prescreen to request TransUnion Instant Prescreen. TransUnion Instant Prescreen was formerly known as ACQUIRE Select. The TransUnion Service Code is 09900.
• Select (12) Instant Credit Risk Screen to request TransUnion Instant Credit Risk Screen. TransUnion Instant Credit Risk Screen was formerly known as ACQUIRE Express. The TransUnion Service Code is 09910.
• Select (13) Instant Review to request TransUnion Instant Review. TransUnion Instant Review was formerly known as ACQUIRE Review. The TransUnion Service Code is 09920.
• Select (14) Instant Deposit Screen to request TransUnion Instant Deposit Screen. TransUnion Instant Deposit Screen was formerly known as ACQUIRE Connect. The TransUnion Service Code is 09930.
• Select (15) Identity Manager to request TransUnion Identity Manager Verification. TransUnion Identity Manager Verification was formerly known as the Fraud Management Platform. This is TransUnion Service code 06670.

Hawk Indicator

For Revision 2, choose one of the following to indicate the type of search:

• Select (N) credit inquiry only to request only a standard credit search.
• Select (0) Hawk Eye only to request only a Hawk Alert search.
• Select (Y) Hawk Alert search and credit inquiry to request both a standard credit search and a Hawk Alert search.

For Revision 3, you can access this field only if you enter (01) Credit, (06) Peer, or (08) Fact at the Inquiry Type field. Choose one of the following:

• Select (N) credit inquiry only to request only a standard credit search.
• Select (Y) Hawk Alert search and credit inquiry to request both a standard credit search and a Hawk Alert search.

Alias 1

For Revision 2 only, you can enter an alias for the subject (up to 20 characters). Revision 3 does not use this field.

Alias 2

For Revision 2 only, you can enter an alias for the subject (up to 20 characters). Revision 3 does not use this field.

Alias 3

For Revision 2 only, you can enter an alias for the subject (up to 20 characters). Revision 3 does not use this field.

Optional Feature Code

For all TransUnion releases up to Release 3, you can use this field to specify optional features. See your TransUnion publications for descriptions of these optional features. You can enter one or more of the following optional feature codes in this field (do not separate codes with commas, dashes, or spaces):

• Enter E (Emp) to request TransUnion to send an Employment Data Enrichment report, if you subscribe to this optional service.

• Enter G (Gad) to request TransUnion to send information in the Government Agency Disclosure format, if you subscribe to this optional service.

• Enter D (Delphi) to request TransUnion to use Delphi scoring algorithms in the DL Segment (Delphi/Empirica), if you subscribe to this optional service.

• Enter N (New Delphi) to request TransUnion to use New Delphi scoring algorithms in the DL Segment (Delphi/Empirica), if you subscribe to this optional service.

• Enter S to request a Score Percentile Ranking (SPR) for Score Model 01 when Score Model 01 supports the SPR product. If no SPR is valid, the system returns an error message.

  Note: This is available only for TransUnion Version 4 Credit Reports.

• Enter B (Military Lending Act Search) to request that TransUnion include the Military Lending Act (MLA) status on the credit report. The MLA requires that financial institutions identify the military status of the borrower in any credit report application run for a loan to which the Military Lending Act applies.

• Enter T (TRACE/TRACEplus) to request TransUnion to send TRACE/TRACEplus information, if you subscribe to this optional service.

• Enter R (Empirica) to request TransUnion to use Empirica scoring algorithms in the DL Segment (Delphi/Empirica), if you subscribe to this optional service.

• Enter P (Empirica Personal Finance) to request TransUnion to use Empirica personal finance scoring algorithms in the DL Segment (Delphi/Empirica), if you subscribe to this optional service.

• Enter A (Empirica Auto Loan) to request TransUnion to use Empirica auto loan scoring algorithms in the DL Segment (Delphi/Empirica), if you subscribe to this optional service.

• Enter I (Empirica Installment Loan) to request TransUnion to use Empirica installment loan scoring algorithms in the DL Segment (Delphi/Empirica), if you subscribe to this optional service.

• Enter 1-4 (Atlas Report Type) to request TransUnion to send one of the four types of Atlas reports, if you subscribe to this optional service.

You cannot specify Delphi options (D and N) and Empirica options (R, P, A, and I) at the same time. You cannot specify more than one Delphi option (D or N) at the same time. You cannot specify more than one Empirica option (R, P, A, or I) at the same time. You cannot specify T (TRACE/TRACEplus) with any other options. You cannot specify Atlas Report Type options (1, 2, 3, or 4) with any other options.

If you specify option T (TRACE/TRACEplus), you must enter a SSN or TIN number on the Name/Employment Screen.

If you specify an Atlas Report Type option (1, 2, 3, or 4), you must enter a First Name, Middle Name, Last Name, and Name Suffix on the Name/Employment Screen. You must also enter all information on the Current Address Screen.

For TransUnion Revision 3, you cannot access this field. For Revision 3, you specify optional features at the Inquiry Type field on the Option Screen.

ECOA Inquiry Type

This field lets you specify the type of credit report request.

• Enter I (Individual) if this is an individual request.
• Enter N (Non-Applicant Spouse) if this is a request for a non-applicant spouse.
• Enter C (Contractually Liable) if this is a request for a contractually liable party.
• Enter A (Authorized or Spouse User) if this is a request for an authorized or spouse user.
• Enter P (Participating) if this is a request for a participating party.

First Name

• Enter the subject’s first name (up to 20 characters).
• If you enter an asterisk (*), the system lists all Name records, Application Person records, and Credit Report records associated with the account and prompts for a Choice. Select the record you want to copy. The system updates the fields on the Name/Employment Screen with information from the record you specify.

If you update the Name/Employment Screen from an existing Name record, the system updates this field with the First Name from the Name record you specify.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the First Name from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the First Name from the Credit Report record you specify.

Middle Name

Enter the subject’s middle name (up to 10 characters).

If you update the Name/Employment Screen from an existing Name record, the system updates this field with the Middle Name from the Name record you specify.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Middle Name from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Middle Name from the Credit Report record you specify.

Last Name

Required entry: Enter the subject’s last name (up to 20 characters).

If you update the Name/Employment Screen from an existing Name record, the system updates this field with the Last Name from the Name record you specify.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Last Name from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Last Name from the Credit Report record you specify.

Name Suffix

Enter any of the following suffixes to the subject’s name:

• SR = Senior
• JR = Junior
• ST = First
• II or ND = Second
• 3 or 03 or RD = Third
• IV or TH = Fourth
• V or 0V = Fifth
• DR = Doctor
• ML = Military
• RV = Reverend
• SS = Sister
• RN = Registered Nurse
• MD = Doctor

If you update the Name/Employment Screen from an existing Name record, the system updates this field with the Suffix from the Name record you specify.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Name Suffix from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Name Suffix from the Credit Report record you specify.

SSN/TIN

Enter the subject’s Social Security Number or individual Taxpayer Identification Number.

If you update the Name/Employment Screen from an existing Name record, the system updates this field with the SSN/TIN number from the Name record you specify.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the SSN/TIN number from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the SSN/TIN number from the Credit Report record you specify.

Employer Name

• Enter the name of the subject’s employer (up to 30 characters).
• If you enter an asterisk (*), the system lists all Application Person records associated with the account and prompts for a Choice. Select the Application Person record you want to copy. The system updates this field with the Curr Employer Name from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Name record, this field remains blank. the system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Curr Employer Name from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Employer Name from the Credit Report record you specify.

Employer House Number

Enter the house or building number in the employer’s address (up to 10 characters).

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the employer house number computed by parsing the Curr Employer Address from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Employer House Number from the Credit Report record you specify.

Employer Street

Enter the street name in the employer’s address (up to 30 characters).

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the employer street computed by parsing the Curr Employer Address from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Employer Street from the Credit Report record you specify.

Employer City

Enter the name of the city in the employer’s address (up to 20 characters).

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the employer city computed by parsing the Curr Employer Address from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Employer City from the Credit Report record you specify.

Employer State

Enter the two-character U.S. Postal Service code for the state in the employer’s address.

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the employer state computed by parsing the Curr Employer Address from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Employer State from the Credit Report record you specify.

Employer Zip Code

Enter the ZIP Code for the subject’s employer.

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the employer ZIP Code computed by parsing the Curr Employer Address from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Employer Zip Code from the Credit Report record you specify.

Occupation

Enter the subject’s occupation (up to 20 characters).

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Curr Occupation from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Occupation from the Credit Report record you specify.

Date Hired

Enter the date the applicant was hired by the employer (YYMM).

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Curr Employ Start Date from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Date Hired from the Credit Report record you specify.

Date Separated

If applicable, enter the date the applicant was separated from the employer (YYMM).

If you update the Name/Employment Screen from an existing Name record, this field remains blank. The system cannot update this field from a Name record.

If you update the Name/Employment Screen from an existing Application Person record, the system updates this field with the Curr Employ End Date from the Application Person record you specify.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Date Separated from the Credit Report record you specify.

Pay Basis

This field indicates the period for which the Income is specified.

• B = bimonthly
• D = daily
• H = hourly
• M = monthly
• S = semimonthly
• W = weekly
• Y = yearly

If you update the Name/Employment Screen from an existing Name record or Application Person record, this field remains blank. The system cannot update this field from a Name record or Application Person record.

If you update the Name/Employment Screen from an existing Credit Report record, the system updates this field with the Pay Basis from the Credit Report record you specify.

Spouse First Name

• Enter the subject spouse’s first name (up to 20 characters).
• If you enter an asterisk (*), the system lists all Name records, Application Person records, and Credit Report records associated with the account and prompts for a Choice. Select the record you want to copy. The system updates the fields on the Spouse Screen with information from the record you specify.

If you update the Spouse Screen from an existing Name record, the system updates this field with the First Name from the Name record you specify.

If you update the Spouse Screen from an existing Application Person record, the system updates this field with the First Name from the Application Person record you specify.

If you update the Spouse Screen from an existing Credit Report record, the system updates this field with the Spouse****First Name from the Credit Report record you specify.

Spouse Middle Name

Enter the subject spouse’s middle name (up to 10 characters).

If you update the Spouse screen from an existing Name record, the system updates this field with the Middle Name from the Name record you specify.

If you update the Spouse screen from an existing Application Person record, the system updates this field with the Middle Name from the Application Person record you specify.

If you update the Spouse screen from an existing Credit Report record, the system updates this field with the Spouse Middle Name from the Credit Report record you specify.

Spouse Last Name

Enter the subject spouse’s last name (up to 20 characters).

If you update the Spouse Screen from an existing Name record, the system updates this field with the Last Name from the Name record you specify.

If you update the Spouse Screen from an existing Application Person record, the system updates this field with the Last Name from the Application Person record you specify.

If you update the Spouse Screen from an existing Credit Report record, the system updates this field with the Spouse Last Name from the Credit Report record you specify.

Spouse Suffix

Enter any of the following suffixes to the subject spouse’s name:

• SR = Senior
• JR = Junior
• 2 or II = Second
• 3 or III = Third
• 4 or IV = Fourth

If you update the Spouse screen from an existing Name record, the system updates this field with the Suffix from the Name record you specify.

If you update the Spouse screen from an existing Application Person record, the system updates this field with the Name Suffix from the Application Person record you specify.

If you update the Spouse screen from an existing Credit Report record, the system updates this field with the Spouse Suffix from the Credit Report record you specify.

Spouse SSN/TIN

Enter the subject spouse’s Social Security Number or individual Taxpayer Identification Number.

If you update the Spouse Screen from an existing Name record, the system updates this field with the SSN/TIN number from the Name record you specify.

If you update the Spouse Screen from an existing Application Person record, the system updates this field with the SSN/TIN number from the Application Person record you specify.

If you update the Spouse Screen from an existing Credit Report record, the system updates this field with the Spouse SSN/TIN from the Credit Report record you specify.

Curr Address House Number

• Enter the house number in the subject’s current address (up to 10 characters). Do not include fractions in the house number.
• If you enter an asterisk (*), the system lists all Name records, Application Person records, and Credit Report records associated with the account and prompts for a Choice. Select the record you want to copy. The system updates the fields on the Current Address Screen with information from the record you specify.

If you update the Current Address Screen from an existing Name record, the system updates this field with the house number computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the current house number computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address House Number from the Credit Report record you specify.

Curr Address Directional

Enter one of the following directional indicators for the subject’s current address:

• E = East
• S = South
• W = West
• N = North
• SE = Southeast
• SW = Southwest
• NE = Northeast
• NW = Northwest
• EW = East-West
• NS = North-South

If you update the Current Address Screen from an existing Name record, the system updates this field with the house number computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the current house number computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Directional from the Credit Report record you specify.

Curr Address Street Name

Enter the street name in the subject’s current address (up to 40 characters). Enter POB for a Post Office box, RR for a rural route, or STAR for a star route.

If you update the Current Address Screen from an existing Name record, the system updates this field with the street name computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the street name computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Street Name from the Credit Report record you specify.

Curr Address Street Type

Enter the street type in the subject’s current address (2 characters).

• AL = Alley
• AV = Avenue
• BV = Boulevard
• CN = Center
• CR = Circle
• CS = Crescent
• CT = Court
• DA = Dale
• DR = Drive
• EX = Expressway
• FY = Freeway
• GA = Garden
• GR = Grove
• HL = Hill
• HT = Heights
• HY = Highway
• KN = Knoll
• LN = Lane
• LP = Loop
• MA = Mall
• OV = Oval
• PA = Path
• PI = Pike
• PK = Park
• PL = Place
• PT = Point
• PY = Parkway
• PZ = Plaza
• RD = Road
• RN = Run
• RO = Row
• RT = Route
• SQ = Square
• ST = Street
• TC = Terrace
• TP = Turnpike
• TR = Trail
• TY = Throughway
• VI = Viaduct
• WK = Walk
• WY = Way

If you update the Current Address Screen from an existing Name record, the system updates this field with the street type computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the street type computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Street Type from the Credit Report record you specify.

Curr Address Quadrant

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, enter the compass quadrant in the subject’s current address.

• E = East
• S = South
• W = West
• N = North
• SE = Southeast
• SW = Southwest
• NE = Northeast
• NW = Northwest

If you update the Current Address Screen from an existing Name record, the system updates this field with the address quadrant computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the address quadrant computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Quadrant from the Credit Report record you specify.

Curr Address Unit Type

Enter the type of unit in the subject’s current address (APT, BUILDING, or SUITE, for example).

If you update the Current Address Screen from an existing Name record, the system updates this field with the address unit type computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the address unit type computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Unit Type from the Credit Report record you specify.

Curr Address Unit Number

Enter the unit number (apartment, building, or suite number) in the subject’s current address (up to 10 characters).

If you update the Current Address Screen from an existing Name record, the system updates this field with the address unit number computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the address unit number computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Unit Number from the Credit Report record you specify.

Curr Address City

Required entry: Enter the city in the subject’s current address (up to 20 characters).

If you update the Current Address Screen from an existing Name record, the system updates this field with the City from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the City from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address City from the Credit Report record you specify.

Curr Address State

Required entry: Enter the two-character US Postal Service code for the state in the subject’s current address.

If you update the Current Address Screen from an existing Name record, the system updates this field with the State from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the State from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address State from the Credit Report record you specify.

Curr Address Zip Code

Required entry: Enter the ZIP Code in the subject’s current address (xxxxx or xxxxx-xxxx).

If you update the Current Address Screen from an existing Name record, the system updates this field with the Zip Code from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the Zip Code from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Zip Code from the Credit Report record you specify.

Curr Home Phone

Enter the home telephone number at the subject’s current address (xxx-xxxx or xxx-xxx-xxxx).

If you update the Current Address Screen from an existing Name record, the system updates this field with the Home Phone from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the Home Phone from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Home Phone from the Credit Report record you specify.

Prev Addr 1 House Number

• Enter the house number in the subject’s previous address (up to 10 characters). Do not include fractions in the house number.
• If you enter an asterisk (*), the system lists all Name records, Application Person records, and Credit Report records associated with the account and prompts for a Choice. Select the record you want to copy. the system updates the fields on the Previous Address Screen with information from the record you specify.

If you update the Previous Address Screen from an existing Name record, the system updates this field with the house number computed by parsing the Street Address from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the current house number computed by parsing the Street Address from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Prev Addr 1 House Number from the Credit Report record you specify.

Prev Addr 1 Directional

Enter one of the following directional indicators for the subject’s previous address:

• E = East
• S = South
• W = West
• N = North
• SE = Southeast
• SW = Southwest
• NE = Northeast
• NW = Northwest
• EW = East-West
• NS = North-South

If you update the Current Address Screen from an existing Name record, the system updates this field with the house number computed by parsing the Street Address from the Name record you specify.

If you update the Current Address Screen from an existing Application Person record, the system updates this field with the current house number computed by parsing the Street Address from the Application Person record you specify.

If you update the Current Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Directional from the Credit Report record you specify.

Prev Addr 1 Street Name

Enter the street name in the subject’s previous address (up to 40 characters). Enter POB for a Post Office box, RR for a rural route, or STAR for a star route.

If you update the Previous Address Screen from an existing Name record, the system updates this field with the street name computed by parsing the Street Address from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the street name computed by parsing the Street Address from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Street Name from the Credit Report record you specify.

Prev Addr 1 Street Type

Enter the street type in the subject’s previous address (2 characters).

• AL = Alley
• AV = Avenue
• BV = Boulevard
• CN = Center
• CR = Circle
• CS = Crescent
• CT = Court
• DA = Dale
• DR = Drive
• EX = Expressway
• FY = Freeway
• GA = Garden
• GR = Grove
• HL = Hill
• HT = Heights
• HY = Highway
• KN = Knoll
• LN = Lane
• LP = Loop
• MA = Mall
• OV = Oval
• PA = Path
• PI = Pike
• PK = Park
• PL = Place
• PT = Point
• PY = Parkway
• PZ = Plaza
• RD = Road
• RN = Run
• RO = Row
• RT = Route
• SQ = Square
• ST = Street
• TC = Terrace
• TP = Turnpike
• TR = Trail
• TY = Throughway
• VI = Viaduct
• WK = Walk
• WY = Way

If you update the Previous Address Screen from an existing Name record, the system updates this field with the street type computed by parsing the Street Address from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the street type computed by parsing the Street Address from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Street Type from the Credit Report record you specify.

Prev Addr 1 Quadrant

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, enter the compass quadrant in the subject’s previous address.

• E = East
• S = South
• W = West
• N = North
• SE = Southeast
• SW = Southwest
• NE = Northeast
• NW = Northwest

If you update the Previous Address Screen from an existing Name record, the system updates this field with the address quadrant computed by parsing the Street Address from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the address quadrant computed by parsing the Street Address from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Quadrant from the Credit Report record you specify.

Prev Addr 1 Unit Type

Enter the type of unit in the subject’s previous address (APT, BUILDING, or SUITE, for example).

If you update the Previous Address Screen from an existing Name record, the system updates this field with the address unit type computed by parsing the Street Address from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the address unit type computed by parsing the Street Address from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Unit Type from the Credit Report record you specify.

Prev Addr 1 Unit Number

Enter the unit number (apartment, building, or suite number) in the subject’s previous address (up to 10 characters).

If you update the Previous Address Screen from an existing Name record, the system updates this field with the address unit number computed by parsing the Street Address from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the address unit number computed by parsing the Street Address from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Unit Number from the Credit Report record you specify.

Prev Addr 1 City

Enter the city in the subject’s previous address (up to 20 characters).

If you update the Previous Address Screen from an existing Name record, the system updates this field with the City from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the City from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address City from the Credit Report record you specify.

Prev Addr 1 State

Enter the two-character U.S. Postal Service code for the state in the subject’s previous address.

If you update the Previous Address Screen from an existing Name record, the system updates this field with the State from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the State from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address State from the Credit Report record you specify.

Prev Addr 1 Zip Code

Enter the ZIP Code in the subject’s previous address (xxxxx or xxxxx-xxxx).

If you update the Previous Address Screen from an existing Name record, the system updates this field with the Zip Code from the Name record you specify.

If you update the Previous Address Screen from an existing Application Person record, the system updates this field with the Zip Code from the Application Person record you specify.

If you update the Previous Address Screen from an existing Credit Report record, the system updates this field with the Curr Address Zip Code from the Credit Report record you specify.

Subscriber Code

This field specifies your credit union’s TransUnion subscriber code.

• Press Enter to accept the default TransUnion subscriber code the system enters automatically when you specify (2) Trans Union at the Bureau prompt.
• Enter a different TransUnion subscriber code (up to 10 characters).

Password

This field specifies your credit union’s TransUnion password. An asterisk (*) displays in place of each character of the password.

• Press Enter to accept the default TransUnion password the system enters automatically when you specify (2) Trans Union at the Bureau prompt.
• Enter a different TransUnion password (up to 10 characters).

Bureau Info

Enter your TransUnion Market code (2 digits), a slash, and your TransUnion Submarket code (2 characters). For example, enter 12/AB.

Look Type

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, you can access this field only if you enter (01) Credit, (04) Lookup, (06) Peer, or (08) Fact at the Inquiry Type field.

• Enter N (no Look processing requested) if you do not want a lookup report.
• Enter L (Look address and phone) if you want a lookup report with both address and phone search information.
• Enter P (Look phone only) if you want a lookup report with phone search information only.

Lookup Segment Indicator

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, you can access this field only if you enter (04) Lookup at the Inquiry Type field, in which case this is a required entry.

• Enter CL (Collection) to decode the CL segment.
• Enter PR (Public Record) to decode the PR segment.
• Enter TR (Trade) to decode the TR segment.
• Enter IN (Inquiry) to decode the IN segment.

Lookup Bureau Market

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, you can access this field only if you select (04) Lookup at the Inquiry Type field and you enter IN (Inquiry) at the Lookup Segment Indicator field, in which case this is a required entry. Enter a TransUnion bureau market code. See the TransUnion Market/Submarket Directory for bureau market codes.

Lookup Bureau Sub Market

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, you can access this field only if you select (04) Lookup at the Inquiry Type field and you enter IN (Inquiry) at the Lookup Segment Indicator field, in which case this is a required entry. Enter a TransUnion bureau submarket code. See the TransUnion Market/Submarket Directory for bureau submarket codes.

Industry Code to be Decoded

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, you can access this field only if you enter (04) Lookup at the Inquiry Type field, in which case this is a required entry. Enter one of the following TransUnion industry codes:

• A = Automotive
• B = Banks
• C = Clothing
• D = Department
• E = Employment
• F = Finance
• G = Groceries
• H = Home Furnishing
• I = Insurance
• J = Jewelry and Camera
• K = Contractors
• L = Lumber, Building Material, Hardware
• M = Medical and Related Health
• N = National Credit Card
• O = Oil Companies
• P = Personal Services Other than Medical
• Q = Mail Order
• R = Real Estate and Public Accommodations
• S = Sporting Goods
• T = Farm and Garden Supplies
• U = Utilities and Fuel
• V = Government
• W = Wholesale
• X = Advertising
• Y = Collection Service
• Z = Miscellaneous

Member Code to be Decoded

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, you can access this field only if you enter (04) Lookup at the Inquiry Type field, in which case this is a required entry. Enter a TransUnion member code. Contact your local credit bureau for information about TransUnion member codes.

Secondary Name

For all releases up to Release 3, TransUnion does not use this field. For TransUnion Release 3, you can use this field to store the maternal surname for credit report requests on Puerto Rican subjects (up to 25 characters).

Loan Type

You can access this field only if you enter (01) Credit, (06) Peer, or (08) Fact at the Inquiry Type field. Enter one of the following TransUnion loan type codes to specify the type of loan:

• AC = Open Account
• AF = Appliance or Furniture
• AG = Collection Agency Attorney
• AL = Auto Lease
• AP = Airplanes
• AR = Auto Loan Refinanced
• AT = Auto Loan Equity Transfer
• AU = Automobile
• BT = Boat
• BU = Business
• CA = Campers
• CB = Combined Credit Plan
• CC = Credit Card
• CG = Commercial Credit Obligation
• CH = Charge Account
• CK = Checking Account Type of Loan
• CL = Credit Line
• CM = Co-Maker
• CN = Credit Clinic
• CO = Consolidation
• CP = Child Support
• CR = Conditional Sales Contract - Refinancing
• CS = Conditional Sales Contract
• CV = Conventional Real Estate Mortgage
• CW = Credit Watch
• DC = Debit Card
• DS = Debt Counseling Service
• EQ = Equipment
• FA = Farm Equipment
• FE = Attorney’s Fees
• FH = FHA Loan
• FI = FHA Home Improvement
• FM = Family Support
• FR = FHA Real Estate Mortgage
• FS = Finance Statement
• FT = Fact Inquiry
• GA = Government Employee Advance
• GE = Government Fee for Services
• GF = Government Fines
• GG = Government Grant
• GH = Fraud Check Requested and GAD Report
• GO = Government Overpayment
• GS = Government Secured
• GU = Government Secured Guar/Dir
• GV = Government
• HE = Home Equity Loan
• HG = Household Goods
• HI = Home Improvement
• HK = Fraud Check Requested
• HW = Building Material/Hardware
• IN = Insurance
• IS = Installment Sales Contract
• LC = Line of Credit
• LE = Leases
• LI = Lender-Placed Insurance
• LS = Credit Line Secured
• MB = Mobile Home
• MC = Miscellaneous
• MD = Medical Debt
• MT = Motor Homes
• NT = Note Loan
• PI = Property Improvement Plan
• PL = Personal Loan
• PO = Paid Out
• PR = Personal Loan - Refinanced
• PS = Partly Secured
• RA = Rental Agreement
• RC = Returned Check
• RD = Recreational Merchandise
• RE = Real Estate
• RL = Real Estate - Junior Liens
• RM = Real Estate Mortgage
• RT = Real Estate Loan - Equity Transfer
• RV = Recreational Vehicle
• SA = Summary of Accounts - Same Status
• SC = Secured Credit Card
• SE = Secured
• SH = Secured by Household Goods
• SK = Skip
• SM = Second Mortgage
• SO = Secured by Household Goods & Other Collateral
• ST = Student Loan
• SU = Spouse Support
• SV = Savings Book, Stock, etc.
• TR = Trace Inquiry
• TS = Time Shared Loan
• UC = Utility Company
• US = Unsecured
• VA = VA Loan
• VM = VA Real Estate Mortgage
• YY = Collection

Locator

The Locator field value in each record is unique within each member account. This means that the Locator can be used as a unique identification of a specific record. The system automatically assigns the Locator value when the record is created, and you cannot change it. The value is a positive number greater than zero and up to about two billion.

The Locator can be used during PowerOn file maintenance (both on demand and batch) to uniquely identify a record. Using the Locator is recommended since a record’s ordinal sequence number may change if someone else inserts or deletes a record with a lower ordinal sequence number just before you post your file maintenance.

Branch

This field contains the branch number at the time the credit request was queued. You cannot modify the value in this field.

Version

This field contains the credit bureau version number at the time the credit request was queued. You cannot modify the value in this field.

Source

This field is set by the system and indicates the source of the credit report when it was pulled:

• (0) indicates the credit report was pulled directly from the credit bureau.
• (1) indicates the credit report was created during demonstration mode (controlled in the configuration file).
• (2) to (29) are reserved for future use.
• (30) to (99) are credit union-defined and indicate that the credit report was created from a previously downloaded file pulled using a system and transferred to the system using the PowerOn PULLCREDITREPORT function in a specfile.

You cannot modify the third-party value in this field.

Access PIN

With the passing of California Senate Bill 168, residents of California can freeze their credit reports, thereby not allowing clients to pull reports. This field is used if a member would like to have the freeze overridden.

Phone Append

Phone Append is a TransUnion add-on product that searches an additional source, Permlink, for a consumer’s current personal phone number and area code. If you include Phone Append in the product request, Phone Append performs the search for all subjects returned for that product.

For all releases before Version 4, TransUnion does not use this field. For Version 4, you can access this field only if you enter (01) Credit, (03) TracePlus, (06) Peer, (08) Fact, or (10) Retrace at the Inquiry Type field.

Enter Yes (Phone Append processing requested) if you want a Phone Append report.

Score Model 01

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

Note: For all versions before Version 4, TransUnion does not use the Score Model 01 - Score Model 12 fields.

Valid Score Model product codes are:

*These models are available with score percentile ranking.

Score Model 02

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 03

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 04

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 05

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 06

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 07

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 08

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 09

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 10

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 11

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Score Model 12

Score models are online empirical scoring systems that analyze information about an individual to derive a numeric score that is predictive of certain behavior. Score models are TransUnion add-on products.

The system accepts up to 12 score models for a single TransUnion stand-alone product.

For a list of valid Score Model product codes, see Score Model 01.

Use Type

This field is used only for TransUnion. It is not used for Equifax or Experian. For TransUnion Version 4, you can access this field only if you enter (01) Credit, (03) TracePlus, or (06) Peer at the Inquiry Type field. TransUnion does not use this field for any version before Version 4.

The Use Type field may be used to procure a frozen Credit Report file from TransUnion for an exempt use under the law. You may also be required to specify a use type if you use CRS, to pull TransUnion reports from a third-party reseller. If you received any of the level two errors in a TransUnion Version 4 Error Segment related to permissible purpose you may need to specify a valid use type before you will be able to pull the Credit Report successfully.

The list of valid values in the Use Type field change frequently. For more information, refer to the help file that accompanies the Symitar release. The most recent values are made available through the Security Freeze page on TransUnion’s website.

If a subscriber performs an inquiry on a frozen file with a valid use type code, the system returns the file and the following occurs:

• In the fixed-format response (FFR), the Suppression Indicator in the SH01 segment is set to E.
• The RD.TRANSUNIONV4 specfile displays the following message:

FROZEN BY CONSUMER AS ALLOWED BY STATE LAW. FILE IS RETURNED DUE TO EXEMPT USE.

Spouse Access PIN

Enter the value supplied by the spouse or secondary borrower on the loan to unfreeze the spouse’s credit report. TransUnion limits the PIN to eight characters beginning with “TU”.

Test Environment

Select one of the following:

• (0) No if you are not testing the pulling of reports using the Message Server test environment.
• (1) Yes if you are testing the pulling of reports using the Message Server test environment.

Note: We recommend that you contact your credit bureau before running a test to inquire whether you will be charged for using the test environment.

ARM Alert

The Adjustable Rate Mortgage (ARM) Alert field is available when you select TransUnionat the Bureau field drop-down menu. This alert is an add-on service available when requested with a TransUnion credit inquiry. Enter Y(yes) to request ARM alerts be returned with the credit inquiry request results sent from the bureau. You can only enter Y when the credit inquiry Type field is set to Credit. Enter N(no) if you do not want the alerts; this is the default. If the credit inquiry Type is not set to Credit, then you cannot edit the ARM Alert field.

For details on ARM Alert output see TransUnion ARM Alert Service.

Response Format

PowerOn Auto-Variable: @CREDITREPORTRESPONSEFORMAT

This field may only be used for TransUnion 4.1.

The possible values are:

• 0- FFR (fixed-format response)
• 1 - Printed Form
• 2 - FFR + Printed Form

Field constraints:

• Can be set for inquiry types 1-3, 6, 8, 10, and 15
• Forced to 0 - FFR for inquiry type 4
• Forced to 2 - FFR + Printed Form for inquiry types 11-14

Start Employment Date

PowerOn Auto-Variable: @CREDITREPORTSTARTEMPDATE

This field may only be used for TransUnion 4.1.

Enter the date the applicant was hired by the employer. This field is related to the Date Hired field. This field should be used in most future implementations of bureau interfaces as it supports the full date rather than YYMM.

End Employment Date

PowerOn Auto-Variable: @CREDITREPORTENDEMPDATE

This field may only be used for TransUnion 4.1.

If applicable, enter the date that the applicant was separated from the employer. This field is related to the Date Separated field. This field should be used in most future implementations of bureau interfaces as it supports the full date rather than YYMM.

Spouse Occupation

PowerOn Auto-Variable: @CREDITREPORTSPOUSEOCCUPATION

This field may only be used for TransUnion 4.1.

Enter the description of the spouse’s occupation.

Spouse Start Employment Date

PowerOn Auto-Variable: @CREDITREPORTSPOUSESTARTEMPDATE

This field may only be used for TransUnion 4.1.

Enter the date that the applicant’s spouse was hired by the employer.

Spouse End Employment Date

PowerOn Auto-Variable: @CREDITREPORTSPOUSEENDEMPDATE

This field may only be used for TransUnion 4.1.

If applicable, enter the date that the applicant’s spouse was separated from the employer.

Spouse Pay Basis

PowerOn Auto-Variable: @CREDITREPORTSPOUSEPAYBASIS

This field may only be used for TransUnion 4.1.

This field indicates the period for which the spouse income is specified.

• B = bimonthly
• D = daily
• H = hourly
• M = monthly
• S = semimonthly
• W = weekly
• Y = yearly

Spouse Income

Maximum Value: $999,999,999,999.99

PowerOn Auto-Variable: @CREDITREPORTSPOUSEINCOME

This field may only be used for TransUnion 4.1.

Enter the spouse’s income amount for the period specified in the Spouse Pay Basis field.

Spouse Secondary Name

PowerOn Auto-Variable: @CREDITREPORTSPOUSESECONDARYNM

Use this field to store the spouse’s maternal surname for credit report requests on Puerto Rican subjects (up to 25 characters).

Copy Another Cred Rep

This field lets you use information from a previous credit report request (Credit Report record) for the same account.

• Enter Y to use information from a previous request. The system lists each request associated with the account and prompts for a Choice. Select the request you want to copy. The request screen redisplays with all the information from the request you specify.
• Enter N if you do not want to use information from a previous request.

Go To Name/Employment Screen

You can enter Y to go to the Name/Employment Screen to enter name and employment information about the subject of the credit report request. You can update the following fields on the Name/Employment Screen for TransUnion:

• First Name
• Middle Name
• Last Name
• Name Suffix
• Secondary Name
• SSN/TIN
• Birth Date
• Employer Name
• Employer House Number
• Employer Street
• Employer City
• Employer State
• Employer Zip Code
• Occupation
• Date Hired
• Date Separated
• Pay Basis
• Income

Go To Current Address Screen

You can enter Y to go to the Current Address Screen to enter current address information about the subject of the credit report request. You can update the following fields on the Current Address Screen for TransUnion:

• Curr Address House Number
• Curr Address Directional
• Curr Address Street Name
• Curr Address Quadrant
• Curr Address Street Type
• Curr Address Unit Type
• Curr Address Unit Number
• Curr Address City
• Curr Address State
• Curr Address Zip Code
• Curr Home Phone

Go To Option Screen

You can enter Y to go to the Option Screen to request special options with the credit report. TransUnion requests use one Option Screen for Revision 2 and a different Option Screen for Revision 3.

• You can update the following fields on the Option Screen for TransUnion Revision 2:
  • Hawk Indicator
  • Alias 1
  • Alias 2
  • Alias 3
• You can update the following fields on the Option Screen for TransUnion Revision 3:
  • Inquiry Type
  • Loan Type
  • Loan Amount
  • Hawk Indicator
  • Look Type
  • Lookup Segment Indicator
  • Lookup Bureau Market
  • Lookup Bureau Sub Market
  • Industry code to be decoded
  • Member code to be decoded

Go To Spouse Screen

You can enter Y to go to the Spouse Screen to enter name and employment information about the subject’s spouse. You can update the following fields on the Spouse Screen for TransUnion:

• Spouse First Name
• Spouse SSN/TIN

Go To Previous Address Screen

You can enter Y to go to the Previous Address Screen to enter previous address information about the subject of the credit report request. You can update the following fields on the Spouse Screen for TransUnion:

• Prev Addr 1 House Number
• Prev Addr 1 Directional
• Prev Addr 1 Street Name
• Prev Addr 1 Quadrant
• Prev Addr 1 Street Type
• Prev Addr 1 Unit Type
• Prev Addr 1 Unit Number
• Prev Addr 1 City
• Prev Addr 1 State
• Prev Addr 1 Zip Code