Enterprise Solutions

Loan Fee Inquiry

Enterprise SOAP API > API by Reference > Core Services > Loan Fee Inquiry
Loan Fee Inquiry

Loan Fee Inquiry

Loan Fee Inquiry is a jXchange service designed to allow consumers to inquire about loan fee information.

Message Flow

In jXchange, the Loan Fee Inquiry service uses a typical exchange of MType messages to allow consumers to inquire about loan fee information.

Primary Request

The third-party consumer forwards the LnFeeInqRq_MType message to the service provider.

The message contains the following simple elements:

  • ActIntent
  • LnFeeId
  • LnUnitId

The message contains the following complex elements:

  • AccountId_CType
  • Custom_CType
  • MsgRqHdr_CType

The message contains the following extended element:

  • LnFeeInqRq_EType

Primary Response

The service provider returns the LnFeeInqRs_MType message to the third-party consumer.

The message contains the following simple elements:

  • ActIntent
  • ActIntentKey

The message contains the following complex elements:

  • Custom_CType
  • LnFeeInqRec_CType
  • MsgRsHdr_CType

Loan Fee Inquiry Behavior

The Loan Fee Inquiry (LnFeeInq) operation behavior is as follows.

The Loan Fee Inquiry root request message (LnFeeInqRq_MType) requires the In Account Identification complex (InAcctId_CType) and Loan Fee Identification LnFeeId simple element. The Activity Intention ActIntent simple element is optional.

The Loan Fee Inquiry root response message (LnFeeInqRs_MType) returns the Loan Fee Inquiry Record complex (LnFeeInqRec_CType), Activity Intention ActIntent simple element, and Activity Intention Key ActIntentKey simple element. The Activity Intention ActIntent simple element is an optional echo of the request. The Activity Intention Key ActIntentKey simple element is conditionally returned based on the Activity Intention ActIntent simple element's value.

LnFeeInqRq_MType

LnFeeInqRq_MType is a message MType element.

Contains:

  • AccountId_CType
  • Custom_CType
  • LnFeeInqRq_EType
  • MsgRqHdr_CType

Simple Elements

The following simple elements are contained within this message.

ActIntent
Conveys the consumer intention for a subsequent operation for the data set included in the response. Canonical values are:
  • Dlt
  • ReadOnly
  • Upd

The default value is ReadOnly.

LnFeeId
A unique identifier given to a loan fee.
LnUnitId
The identification assigned to a unit of a loan.

AccountId_CType

AccountId_CType is a complex CType element. This element contains the incoming account identification information and any restrictions.

Simple Elements

The following simple elements are contained within this complex.

AcctId
The number or character that identifies an account record.
AcctType
The number or character that categorizes the AcctId.
Rstr
The level of restrictions that can exist at a parent and/or child node. Canonical values are:
  • Hid
  • NoAccess
  • NoAccessPart
  • ReadOnly
  • ReadOnlyPart
  • ReadWrite
  • ReadWritePart

Custom_CType

Custom_CType is a complex CType element.

This element is optional.

MsgRqHdr_CType

MsgRqHdr_CType is a complex CType element. This is the default message request header.

Contains:

  • AuthenUsrCred_CType
  • jXchangeHdr_CType

Simple Elements

The following simple elements are contained within this complex.

AuthenProdCred
Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.

AuthenUsrCred_CType

AuthenUsrCred_CType is a complex CType element. This element represents authentication of the end-user credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.

Simple Elements

The following simple elements are contained within this complex.

Security
Defines the wsse:Security SOAP header element per section 4.

jXchangeHdr_CType

jXchangeHdr_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId
The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
AuditWsId
The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId
The correlation identification as related to business functions and activities.
ConsumerName
The name of the service consumer (business name) for the Soap Header Fault.
ConsumerProd
The name of the product which is consuming the service (business product name) for the Soap Header Fault.
InstEnv
An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:
  • Prod
InstRtId
The identification of the entity of the submitted message. A financial institution entity uses the routing transit or nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity should use a mutually agreed upon identification that must contain at least one non-integer character. The canonical value is JHA.

The element is required in all message requests.

jXLogTrackingId
An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
JxVer
Contains the version jXchange is running for the Soap Header Fault.
ValidConsmName
The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
ValidConsmProd
The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
WorkflowCorrelId
The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

LnFeeInqRs_MType

LnFeeInqRs_MType is a message MType element.

Contains:

  • MsgRsHdr_CType
  • LnFeeInqRec_CType
  • Custom_CType

Simple Elements

The following simple elements are contained within this message.

ActIntent
Conveys the consumer intention for a subsequent operation for the data set included in the response. Canonical values are:
  • Dlt
  • ReadOnly
  • Upd

The default value is ReadOnly.

ActIntentKey
The service provider key that is delivered to the consumer to be submitted in a subsequent modification operation.

Custom_CType

Custom_CType is a complex CType element.

This element is optional.

LnFeeInqRec_CType

LnFeeInqRec_CType is a complex CType element.

Contains:

  • LnFeeInfo_CType
  • LnFeeInqRec_EType

Simple Elements

The following simple elements are contained within this complex.

LnFeeCode
The code that describes the details of charging a loan fee.
LnFeeDesc
The description of the code that describes the details of charging a loan fee.
LnFeeId
A unique identifier given to a loan fee.
OffDesc
The officer short name.

LnFeeInfo_CType

LnFeeInfo_CType is a complex CType element.

Contains:

  • Custom_CType
Simple Elements

The following simple elements are contained within this complex.

LnFeeAccr
The amount of loan fee accrued.
LnFeeAmt
The amount of specific loan fees collected.
LnFeeAPRType
Answers the question: Should the loan fee be included in the APR calculation? Canonical values are:
  • Excl
  • Inc
LnFeeAssmntDt
The date the loan fee assessment should occur.
LnFeeBaseAmt
The base amount that is used for loan fee calculations.
LnFeeCaplze
Answers the question: Are the loan fees being capitalized? Canonical values are:
  • false
  • true
LnFeeClsType
Answers the question: Should the loan fee be included when a loan is paid off automatically? Canonical values are:
  • Excl
  • Inc
LnFeeColAmt
The collected amount of the loan fee amount.
LnFeeDayOfMonth
The day of month for loan fee assessment. This day is only required if the loan fee assessment date is the 29th of the month.
LnFeeEscrwType
Answers the question: Should the loan fee be included in the escrow? Canonical values are:
  • Excl
  • Inc
LnFeeExpDt
The expiration date.
LnFeeExpTerm
The loan fee terms.
LnFeeExpTermUnits
The units of frequency for the loan fee term. Canonical values are:
  • Days
  • Indefinite
  • Months
  • NA
  • SemiMonthly
  • Years
LnFeeFirstPmtDt
The first payment date.
LnFeeFreq
The frequency of the loan fee assessment.
LnFeeFreqUnits
The units of frequency for the loan fee assessment. Canonical values are:
  • Days
  • Indefinite
  • Months
  • NA
  • SemiMonthly
  • Years
LnFeeIntBase
The loan fee interest base.
LnFeeLastPmtDt
The last payment date.
LnFeeNxtPayDt
The next payment date.
LnFeeOffCode
The code that designates the financial institution officer.
LnFeePaidAmt
The amount of the loan fee paid.
LnFeePmtType
Answers the question: Should the loan fee be included in the regular loan payment? Canonical values are:
  • Excl
  • Inc
LnFeeRateIdx
The loan fee rate index.
LnFeeRate
The rate used for loan fee accrual.
LnFeeRemAmt
The remaining amount of the loan fee that needs to be collected.
LnFeeStatChgDt
The last date the loan fee status was changed.
LnFeeStat
The status of the loan fee. Canonical values are:
  • Act
  • Canc
  • Exp
  • Susp
LnFeeWavDt
The date a loan fee was waived.
LOCRecurFeeCalcType
The recurring fee calculation type for a line of credit.
LOCRecurFeePct
The line of credit recurring fee percentage.
SemiDay1
The day of month for first semi-monthly payment.
SemiDay2
The day of month for second semi-monthly payment.

MsgRsHdr_CType

MsgRsHdr_CType is a complex CType element. This is the default message response header.

Contains:

  • jXchangeHdr_CType
  • MsgRecInfoArray_AType

jXchangeHdr_CType

jXchangeHdr_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId
The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
AuditWsId
The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId
The correlation identification as related to business functions and activities.
ConsumerName
The name of the service consumer (business name) for the Soap Header Fault.
ConsumerProd
The name of the product which is consuming the service (business product name) for the Soap Header Fault.
InstEnv
An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:
  • Prod
InstRtId
The identification of the entity of the submitted message. A financial institution entity uses the routing transit or nine-digit number assigned to financial institutions for routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity should use a mutually agreed upon identification that must contain at least one non-integer character. The canonical value is JHA.

The element is required in all message requests.

jXLogTrackingId
An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
JxVer
Contains the version jXchange is running for the Soap Header Fault.
ValidConsmName
The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
ValidConsmProd
The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
WorkflowCorrelId
The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
AuthenUsrId
The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

MsgRecInfoArray_AType

MsgRecInfoArray_AType is an array AType element. This is an array of messages that can be returned in a response.

Contains:

  • MsgRec_CType
MsgRec_CType

MsgRec_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

ErrCat
The Soap Header Fault error category.
ErrCode
The error code.
ErrDesc
The Soap Header Fault error description.
ErrElem
The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
ErrElemVal
The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
ErrLoc
The Soap Header Fault error location. This is typically the program that generated the error condition.
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Last updated Mon Jan 24 2022