Developer Resources

The EFTCardInq operation can be used to retrieve additional information for an individual card. The request must include the <EFTCardNum> element representing the card number of the EFT card to inquire upon.

Special Considerations

If the <EFTCardNum> element is unknown, the EFTCardSrch operation may be used first to retrieve the card number for an account. 

<?xml version="1.0" encoding="UTF-8"?>
<SOAP-ENV:Envelope xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <SOAP-ENV:Header>
    <wsse:Security xmlns:wsse="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd"
      xmlns:wsu="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
      <wsse:UsernameToken xmlns:wsse="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
        <wsse:Username>{Insert}</wsse:Username>
        <wsse:Password Type="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-username-token-profile-1.0#PasswordText">{Insert}</wsse:Password>
        <wsu:Created xmlns:wsu="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">2017-11-28T16:54:02Z</wsu:Created>
      </wsse:UsernameToken>
    </wsse:Security>
  </SOAP-ENV:Header>
  <SOAP-ENV:Body>
    <EFTCardInq xmlns="http://jackhenry.com/jxchange/TPG/2008">
      <MsgRqHdr>
        <jXchangeHdr>
          <JxVer/>
          <AuditUsrId></AuditUsrId>
          <AuditWsId></AuditWsId>
          <AuthenUsrId/>
          <ConsumerName/>
          <ConsumerProd/>
          <Ver_1/>
          <jXLogTrackingId>{Insert}</jXLogTrackingId>
          <Ver_2/>
          <InstRtId JHANull="" Rstr="">011001276</InstRtId>
          <InstEnv>TEST</InstEnv>
          <Ver_3/>
          <BusCorrelId/>
          <Ver_4/>
          <WorkflowCorrelId/>
          <Ver_5/>
          <ValidConsmName>{Insert}</ValidConsmName>
          <ValidConsmProd>{Insert}</ValidConsmProd>
          <Ver_6/>
        </jXchangeHdr>
        <Ver_1/>
        <Ver_2/>
        <Ver_3/>
      </MsgRqHdr>
      <EFTCardNum MaskVal="431123******7860">4311230036277860</EFTCardNum>
      <SvcPrvdInfo/>
      <Custom/>
      <Ver_1/>
      <IncXtendElemArray>
        <IncXtendElemInfo>
          <XtendElem>x_EFTCardTrvInfo</XtendElem>
          <Ver_1/>
        </IncXtendElemInfo>
      </IncXtendElemArray>
      <ActIntent/>
      <Ver_2/>
    </EFTCardInq>
  </SOAP-ENV:Body>
</SOAP-ENV:Envelope>

<s:Envelope 
  xmlns:s="http://schemas.xmlsoap.org/soap/envelope/" 
  xmlns:u="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
  <s:Header>
    <o:Security s:mustUnderstand="1" 
      xmlns:o="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
      <u:Timestamp u:Id="_0">
        <u:Created>2020-08-26T17:25:54.104Z</u:Created>
        <u:Expires>2020-08-26T17:30:54.104Z</u:Expires>
      </u:Timestamp>
    </o:Security>
  </s:Header>
  <s:Body>
    <EFTCardInqResponse 
      xmlns="http://jackhenry.com/jxchange/TPG/2008" 
      xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
      <MsgRsHdr>
        <jXchangeHdr>
          <JxVer>R2017.4</JxVer>
          <AuditUsrId></AuditUsrId>
          <AuditWsId></AuditWsId>
          <AuthenUsrId></AuthenUsrId>
          <ConsumerName></ConsumerName>
          <ConsumerProd></ConsumerProd>
          <Ver_1></Ver_1>
          <jXLogTrackingId>122222222</jXLogTrackingId>
          <Ver_2></Ver_2>
          <InstRtId>011001276</InstRtId>
          <InstEnv>TEST</InstEnv>
          <Ver_3></Ver_3>
          <BusCorrelId>5fa48e7e-5158-4634-8af8-b79657c375cf</BusCorrelId>
          <Ver_4></Ver_4>
          <WorkflowCorrelId></WorkflowCorrelId>
          <Ver_5></Ver_5>
          <ValidConsmName></ValidConsmName>
          <ValidConsmProd></ValidConsmProd>
        </jXchangeHdr>
        <Ver_1></Ver_1>
      </MsgRsHdr>
      <EFTCardNum MaskVal="431123******7860">4311230036277860</EFTCardNum>
      <EFTCardInqRec>
        <CustId>SAA0001</CustId>
        <EFTCardStat>A</EFTCardStat>
        <EFTCardStatDesc>Active</EFTCardStatDesc>
        <LastActDt>2011-08-15</LastActDt>
        <EmbosName>TESTING</EmbosName>
        <EFTCardIssue>Y</EFTCardIssue>
        <EFTCardPINIssue>Y</EFTCardPINIssue>
        <EFTSCCode>01</EFTSCCode>
        <EFTSCChgWav>N</EFTSCChgWav>
        <AllowMaxPIN>3</AllowMaxPIN>
        <ATMCrPostAmt>0</ATMCrPostAmt>
        <ATMCrPostType>N</ATMCrPostType>
        <ATMCrPostLmt>N</ATMCrPostLmt>
        <ATMCrPostPct>0</ATMCrPostPct>
        <ATMCrPostLmtAmt>0</ATMCrPostLmtAmt>
        <AllowFornTrnType>Y</AllowFornTrnType>
        <AllowGlobalMain>N</AllowGlobalMain>
        <TaxId>455478758</TaxId>
        <EFTCardChgWavAmt>.00</EFTCardChgWavAmt>
        <EFTCardStyleId>555</EFTCardStyleId>
        <EFTCardTelePINId>0</EFTCardTelePINId>
        <EFTCardProdCode>431123</EFTCardProdCode>
        <EFTCardProdDesc>VISA DEBIT CARD</EFTCardProdDesc>
        <Addr>
          <StreetAddr1>PO BOX 1234</StreetAddr1>
          <StreetAddr2>BOTSWANA, AUSTRALIA</StreetAddr2>
          <City>LOS ANGELES</City>
          <StateCode>CA</StateCode>
          <PostalCode>051426245</PostalCode>
          <CntryType>Card record alternate address</CntryType>
          <Ver_1></Ver_1>
          <StreetAddr3>C/O MR. DUNDEE</StreetAddr3>
          <Ver_2></Ver_2>
        </Addr>
        <PhoneArray>
          <PhoneInfo>
            <PhoneNum>4172358888</PhoneNum>
            <PhoneType>Home phone</PhoneType>
            <PhoneExt>0</PhoneExt>
          </PhoneInfo>
        </PhoneArray>
        <EmailArray>
          <EmailInfo>
            <EmailType>E-mail</EmailType>
            <Ver_1></Ver_1>
          </EmailInfo>
        </EmailArray>
        <EFTCardAcctIdArray>
          <EFTCardAcctIdInfo>
            <EFTCardAcctId>15678</EFTCardAcctId>
            <EFTCardAcctType>D</EFTCardAcctType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardAcctIdInfo>
          <EFTCardAcctIdInfo>
            <EFTCardAcctId>5000009</EFTCardAcctId>
            <EFTCardAcctType>S</EFTCardAcctType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardAcctIdInfo>
          <EFTCardAcctIdInfo>
            <EFTCardAcctId>1280</EFTCardAcctId>
            <EFTCardAcctType>L</EFTCardAcctType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardAcctIdInfo>
        </EFTCardAcctIdArray>
        <EFTCardTrnArray>
          <EFTCardTrnInfo>
            <EFTCardTrnType>WTHDWL</EFTCardTrnType>
            <EFTCardTrnLocType>FORN</EFTCardTrnLocType>
            <EFTCardTrnCnt>32</EFTCardTrnCnt>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>WTHDWL</EFTCardTrnType>
            <EFTCardTrnLocType>LOCAL</EFTCardTrnLocType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>DEP</EFTCardTrnType>
            <EFTCardTrnLocType>FORN</EFTCardTrnLocType>
            <EFTCardTrnCnt>12</EFTCardTrnCnt>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>DEP</EFTCardTrnType>
            <EFTCardTrnLocType>LOCAL</EFTCardTrnLocType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>INQ</EFTCardTrnType>
            <EFTCardTrnLocType>FORN</EFTCardTrnLocType>
            <EFTCardTrnCnt>1</EFTCardTrnCnt>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>INQ</EFTCardTrnType>
            <EFTCardTrnLocType>LOCAL</EFTCardTrnLocType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>XFER</EFTCardTrnType>
            <EFTCardTrnLocType>FORN</EFTCardTrnLocType>
            <EFTCardTrnCnt>9</EFTCardTrnCnt>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>XFER</EFTCardTrnType>
            <EFTCardTrnLocType>LOCAL</EFTCardTrnLocType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>POS</EFTCardTrnType>
            <EFTCardTrnLocType>FORN</EFTCardTrnLocType>
            <EFTCardTrnCnt>4</EFTCardTrnCnt>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>POS</EFTCardTrnType>
            <EFTCardTrnLocType>LOCAL</EFTCardTrnLocType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>DRCARD</EFTCardTrnType>
            <EFTCardTrnLocType>FORN</EFTCardTrnLocType>
            <EFTCardTrnCnt>4</EFTCardTrnCnt>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
          <EFTCardTrnInfo>
            <EFTCardTrnType>DRCARD</EFTCardTrnType>
            <EFTCardTrnLocType>LOCAL</EFTCardTrnLocType>
            <Ver_1></Ver_1>
            <Ver_2></Ver_2>
          </EFTCardTrnInfo>
        </EFTCardTrnArray>
        <SvcPrvdInfo>
          <JHAConsumer>
            <EFTCardPINOffSetId>9999</EFTCardPINOffSetId>
            <Ver_1></Ver_1>
          </JHAConsumer>
        </SvcPrvdInfo>
        <Ver_1></Ver_1>
        <EFTHotCardTimeDt>2015-09-21T13:41:19-05:00</EFTHotCardTimeDt>
        <Ver_2></Ver_2>
        <ImgDepMemoPostType>false</ImgDepMemoPostType>
        <ImgDepMemoPostPct>0</ImgDepMemoPostPct>
        <ImgDepMemoLmtType>false</ImgDepMemoLmtType>
        <ImgDepMemoPostDlyMax>0</ImgDepMemoPostDlyMax>
        <Ver_3></Ver_3>
        <EFTCardExpDt>2023-03-31</EFTCardExpDt>
        <Ver_4></Ver_4>
        <EFTCardStatType>Act</EFTCardStatType>
        <EFTCardOrigIssueDt>2011-03-30</EFTCardOrigIssueDt>
        <EFTCardLastIssueDt>2011-03-30</EFTCardLastIssueDt>
        <LastEFTCardActDt>2020-04-22</LastEFTCardActDt>
        <LastMainDt>2020-04-22</LastMainDt>
        <LastStatDt>2020-03-23</LastStatDt>
        <ATMDrPostLmtAmt>99999</ATMDrPostLmtAmt>
        <ATMDrLmtUseAmt>7133</ATMDrLmtUseAmt>
        <POSDrPostLmtAmt>99999</POSDrPostLmtAmt>
        <POSDrLmtUseAmt>3352</POSDrLmtUseAmt>
        <EFTTrnLmtCnt>999</EFTTrnLmtCnt>
        <EFTTrnLmtUseCnt>164</EFTTrnLmtUseCnt>
        <ATMDrTempPostLmtAmt>0</ATMDrTempPostLmtAmt>
        <POSDrTempPostLmtAmt>0</POSDrTempPostLmtAmt>
        <x_EFTCardTrvInfo>
          <EFTCardTrvInfo>
            <TrvNotType></TrvNotType>
            <TrvPhoneArray>
              <PhoneInfo>
                <PhoneNum>4172358888</PhoneNum>
                <PhoneType>Home phone</PhoneType>
                <Ver_1></Ver_1>
                <Ver_2></Ver_2>
                <Ver_3></Ver_3>
                <Ver_4></Ver_4>
              </PhoneInfo>
            </TrvPhoneArray>
            <Ver_1></Ver_1>
            <CardHolderConFraudType>false</CardHolderConFraudType>
            <Ver_2></Ver_2>
          </EFTCardTrvInfo>
          <Ver_1></Ver_1>
        </x_EFTCardTrvInfo>
        <Ver_5></Ver_5>
        <Ver_6></Ver_6>
        <ImgDepMemoPostAmt>0</ImgDepMemoPostAmt>
        <Ver_7></Ver_7>
        <Ver_8></Ver_8>
        <Ver_9></Ver_9>
        <EFTCardPINOffSetId>9999</EFTCardPINOffSetId>
        <Ver_10></Ver_10>
      </EFTCardInqRec>
      <Ver_1></Ver_1>
      <Ver_2></Ver_2>
    </EFTCardInqResponse>
  </s:Body>
</s:Envelope>

Q: I would like to understand what each possible status means and whether it’s valid. Some of them seem obvious (e.g. “Act” is for active cards) but I’d rather not assume. Also, some, such as “Iss” for issued, that seem obvious are not valid.

A: Please refer to the EFTCardAdd FAQ.

Q: Core Director How do I get the ExpDt and PINOffset to display on Core Director?

A: The FI will need to setup a custom area mapping for the PINOffset and ExpDt. If they do not have that configured in their environment, they will need to put in a case on the For Clients Portal to have assistance from the Core Director Production Support team.

Q: EFTCardInq seems to return a list type for linked CardAcctIds, in the scenario where more than 1 is returned, is the first one always designated as the primary? If not how would I determine which is the primary account number?

A: If EFTCardAcctIdArray has multiple accounts look for the account with the funding account flag, EFTCardFundAcctType, set to 'Y'. That account would be considered the primary account number. Otherwise, if no accounts exist with the funding flag set to 'Y', then the first account in the array should be considered the primary.