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EFT Card Save Up Modification

API by Reference > Core Services > EFT Card Save Up Modification

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EFT Card SaveUp Modification

EFT Card SaveUp Modification is a jXchange service designed to modify SaveUp information on a specific card. The EFT Card SaveUp program is an industry standard naming convention that refers to a card feature that automatically transfers money into a savings or check account with every purchase.

Message Flow

In jXchange, the EFT Card SaveUp Modification service uses a typical exchange of MType messages to modify SaveUp information on a specific card.

Primary Request

The consumer forwards the EFTCardSaveUpModRq_MType message to the service provider.

The message contains the following simple element:

  • ActIntentKey

The message contains the following complex elements:

  • Custom_CType
  • EFTCardSaveUpInfoRec_CType
  • MsgRqHdr_CType

The message contains the following arrays:

  • ErrOvrRdInfoArray_AType

Primary Response

The service provider returns the EFTCardSaveUpModRs_MType message to the consumer.

The message contains the following simple element:

  • RsStat

The message contains the following complex elements:

  • Custom_CType
  • MsgRsHdr_CType

EFT Card SaveUp Modification Behavior

The root request and response behavior for the EFT Card Save Up Modification service.

The EFT Card SaveUp Modification root request (EFTCardSaveUpModRq_MType) requires a valid EFT Card Number and Activity Intention Key. EFT Card SaveUp Modification Root request (EFTCardSaveUpModRq_MType) optionally includes EFT Card Suffix Number, EFT Card SaveUp Information Record complex (EFTCardSaveUpInfoRec_CType), Error Override Information Array (ErrOvrRdInfoArray_AType) and Delete (Dlt). A request with Delete true only requires the key at the root request. EFT Card SaveUp Modification root response (EFTCardSaveUpModRs_MType) returns the Response Status.

Adhere to the tenets related to modification services.

Adhere to the tenets related to the JHA Null attribute.

Adhere to the tenets related to the concurrency models.

EFTCardSaveUpModRq_MType

EFTCardSaveUpModRq_MType is a message MType element.

Contains:

  • Custom_CType
  • EFTCardSaveUpInfoRec_CType
  • ErrOvrRdInfoArray_AType
  • MsgRqHdr_CType

Simple Elements

The following simple elements are contained within this complex:

ActIntentKey
The service provider key that is delivered to the consumer, to be submitted in a subsequent modification operation.
Dlt

The delete element. Canonical values are:

  • false
  • true
EFTCardNum
The number that is assigned to an EFT card. The card number includes the ISO number.
EFTCardSufxNum
The number that is the suffix to the card number. Can represent the card holder when multiple cards are issued with the same card number.

Custom_CType

Custom_CType is a complex CType element.

This element is optional.

EFTCardSaveUpInfoRec_CType

EFTCardSaveUpInfoRec_CType is a complex CType element.

Contains:

  • Custom_CType

Simple Elements

The following simple elements are contained within this complex:

SaveUpActType
The EFT Card SaveUp enrollment activity. Canonical values are:
  • true
  • false
SaveUpMatchPdCode
The SaveUp match paid code.
SaveUpAcctId
The number or character that identifies an account record.
SaveUpAcctType
The number or character that categorizes the AcctId.
SaveUpMonthMaxAmt
The maximum amount that can be saved up per month.
SaveUpCmnt
Application or user remarks free-form text.
SaveUpAddlAmt
The additional amount that can be saved up.

Custom_CType

Custom_CType is a complex CType element.

This element is optional.

ErrOvrRdInfoArray_AType

ErrOvrRdInfoArray_AType is an array AType element. This is an array of overrides for faults.

Contains:

  • ErrOvrRd_CType

MsgRqHdr_CType

MsgRqHdr_CType is a complex CType element. This is the default message request header.

Contains:

  • AuthenUsrCred_CType
  • jXchangeHdr_CType

Simple Elements

The following simple elements are contained within this complex.

AuthenProdCred
Authentication of the Consumer Product Credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.

AuthenUsrCred_CType

AuthenUsrCred_CType is a complex CType element. This element represents authentication of the end-user credentials in the form of a WS Security element that contains a single SAML V2.0 Assertion.

Simple Elements

The following simple elements are contained within this complex.

Security
Defines the wsse:Security SOAP header element per section 4.

jXchangeHdr_CType

jXchangeHdr_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId
The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
AuditWsId
The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId
The correlation identification as related to business functions and activities.
ConsumerName
The name of the service consumer (business name) for the Soap Header Fault.
ConsumerProd
The name of the product which is consuming the service (business product name) for the Soap Header Fault.
InstEnv
An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:
  • Prod
InstRtId
The identification of the entity of submitted message. A financial institution entity uses the routing transit or ABA nine-digit number assigned to financial institutions for the purpose of routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity uses a mutually agreed upon identification that must contain at least one non-integer character. When a record is directed to a specific financial institution within a holding company, the institution routing identification is the specific financial institution routing identification and not the holding company identification. The canonical value is JHA.

The element is required in all message requests.

jXLogTrackingId
An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
JxVer
Contains the version jXchange is running for the Soap Header Fault.
ValidConsmName
The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
ValidConsmProd
The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
WorkflowCorrelId
The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

EFTCardSaveUpModRs_MType

EFTCardSaveUpModRs_MType is a message MType element.

Contains:

  • Custom_CType
  • MsgRsHdr_CType

Simple Elements

The following simple element is contained within this complex:

RsStat

The status of the response. Canonical values are:

  • fail
  • success

Custom_CType

Custom_CType is a complex CType element.

This element is optional.

MsgRsHdr_CType

MsgRsHdr_CType is a complex CType element. This is the default message response header.

Contains:

  • jXchangeHdr_CType
  • MsgRecInfoArray_AType

jXchangeHdr_CType

jXchangeHdr_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

AuditUsrId
The user ID that the consumer would like written in the audit as performing the requested service. It varies, but it could be the same as the user ID. It is not used to authenticate. It is used to audit the Soap Header Fault.
AuditWsId
The workstation ID that the consumer would like written in the audit as performing the requested service for the Soap Header Fault. It varies, but it could be the same as the user ID.
AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

BusCorrelId
The correlation identification as related to business functions and activities.
ConsumerName
The name of the service consumer (business name) for the Soap Header Fault.
ConsumerProd
The name of the product which is consuming the service (business product name) for the Soap Header Fault.
InstEnv
An identification provided by the consumer that defines the environment in which the institution is operating. Canonical values are:
  • Prod
InstRtId
The identification of the entity of submitted message. A financial institution entity uses the routing transit or ABA nine-digit number assigned to financial institutions for the purpose of routing as assigned by the American Bankers Association. Any leading zeros must be provided for a complete routing and transit number. A non-financial institution entity uses a mutually agreed upon identification that must contain at least one non-integer character. When a record is directed to a specific financial institution within a holding company, the institution routing identification is the specific financial institution routing identification and not the holding company identification. The canonical value is JHA.

The element is required in all message requests.

jXLogTrackingId
An identification provided by jXchange to be able to trace the request and response of a message from the third-party gateway, internal gateway, and service provider for the Soap Header Fault.
JxVer
Contains the version jXchange is running for the Soap Header Fault.
ValidConsmName
The consumer name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table. The canonical value is: JHA.
ValidConsmProd
The consumer product name that can be validated by enterprise governance. The canonical values are managed in a consumer/product enterprise table.
WorkflowCorrelId
The correlation identification as related to workflow functions and activities.
jXchangeHdr_CType Deprecation Details
AuthenUsrId

The user ID which the consumer would like the service provider to authenticate with for the Soap Header Fault. It is a user ID that the provider understands.

This element deprecates in accordance with XSD contract tenets. Effective date: 2017–01–01. The new complex element for user authentication credentials was added to both the Search Message Request Header SrchMsgRqHdr_CType and the Message Request Header MsgRqHdr_CType. AuthenUsrId is ignored by the service providers when the authentication user credentials AuthenUsrCred_CType package is delivered. The expectation is that the password credentials and the user name token are provided in the authentication user credential complex element in accordance with the standards established by WS-Security.

MsgRecInfoArray_AType

MsgRecInfoArray_AType is an array AType element. This is an array of messages that can be returned in a response.

Contains:

  • MsgRec_CType
MsgRec_CType

MsgRec_CType is a complex CType element.

Simple Elements

The following simple elements are contained within this complex.

ErrCat
The Soap Header Fault error category.
ErrCode
The error code.
ErrDesc
The Soap Header Fault error description.
ErrElem
The Soap Header Fault when an error or fault occurs. This optional element contains the element which is causing the error condition.
ErrElemVal
The Soap Header Fault when an error or fault occurs. This optional element contains the value of the element which is causing the error condition.
ErrLoc
The Soap Header Fault error location. This is typically the program that generated the error condition.

Topics in this section

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Last updated Mon Sep 14 2026