Eligibility
Card Management
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API Reference
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v1
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Card Credentials
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Eligibility
openapi: 3.0.3
info:
title: Card Credentials - Eligibility
description: V1 APIs for Card Management Card Credentials
version: v1
contact:
name: Digital Core @ Jack Henry and Associates, inc.
url: https://www.jackhenry.com/
email: DC-Operations@jackhenry.com
servers:
- url: https://{API_ENDPOINT}
variables:
API_ENDPOINT:
default: digital.garden-fi.com
security:
- bearerAuth: []
tags:
- name: Eligibility
description: V1 APIs for Card Management Credentials Eligibility
paths:
/api/card-mgmt/v1/{InstitutionUniversalId}/card-credentials/eligibility-search:
post:
tags:
- Eligibility
description: "Check Card Credentials Eligibility Request. \n\nRequired permission: SearchCardCredentialsEligibility\n"
operationId: CardCredentialsEligibilityRequest
parameters:
- name: InstitutionUniversalId
in: path
description: A unique identifier to establish the identity of an Institution/Environment/Brand combination
required: true
schema:
type: string
requestBody:
content:
application/json:
schema:
type: object
properties:
cardTokens:
type: array
description: Array of card tokens.
items:
type: string
encryptedCardsData:
type: string
description: Encrypted array of 'EligibilityCardsData'. See EligibilityCardsData schema. Up to 20 card tokens and PANs may be sent in request.
responses:
'200':
description: Ok
content:
application/json:
schema:
type: object
required:
- cards
properties:
cards:
type: array
description: Array of card data consisting of cardToken, consumerCardToken, and eligibilityStatus.
items:
type: object
properties:
cardToken:
type: string
description: cardToken returned when sent in the request.
consumerCardToken:
type: string
description: consumerCardToken returned when sent in the request.
eligibilityStatus:
type: string
description: Eligible is returned when the card's Primary Account Number (PAN) is within an allowed BIN range. Ineligible is returned when the card's Primary Account Number (PAN) is not within an allowed BIN range or the cardToken’s corresponding PAN is unknown.
enum:
- Eligible
- Ineligible
minItems: 1
'400':
description: |
Bad Request: The server could not understand the request due to an invalid request.
content:
application/problem+json:
schema:
type: object
required:
- type
- title
- details
properties:
type:
description: A string path which uniquely classifies the domain of the error.
type: string
nullable: false
example: jackhenry/operation-failed
title:
description: A end-user readable string title of the error type.
nullable: false
type: string
details:
description: An array of end-user readable strings which provide additional details for the error message.
type: array
nullable: false
items:
type: string
data:
type: object
description: |
Additional data that could be useful to a developer or for handing the error programmatically. The schema for the data in this object is intentionally left undefined.
nullable: true
'401':
description: Although the HTTP standard specifies "unauthorized", semantically this response means "unauthenticated". That is, the client must authenticate itself to get the requested response.
'403':
description: The client does not have access rights to the content; that is, it is unauthorized, so the server is refusing to give the requested resource. Unlike 401, the clients identity is known to the server.
'404':
description: The server can not find the requested resource. In an API, this can also mean that the endpoint is valid but the resource itself does not exist. Servers may also send this response instead of 403 to hide the existence of a resource from an unauthorized client.
'500':
description: An unexpected internal server error occurred while processing the request.
content:
application/problem+json:
schema:
type: object
required:
- type
- title
- details
properties:
type:
description: A string path which uniquely classifies the domain of the error.
type: string
nullable: false
example: jackhenry/operation-failed
title:
description: A end-user readable string title of the error type.
nullable: false
type: string
details:
description: An array of end-user readable strings which provide additional details for the error message.
type: array
nullable: false
items:
type: string
data:
type: object
description: |
Additional data that could be useful to a developer or for handing the error programmatically. The schema for the data in this object is intentionally left undefined.
nullable: true
examples:
internalServerError:
summary: Internal server error
value:
type: general/internal-server-error
title: Internal server error
details:
- Unexpected internal server error
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Last updated Fri Jan 23 2026