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Account Services > API Reference > v1 > Products

Overview

Products can be created by a Financial Institution, under which they may offer customer accounts. These products allow customizing various settings that will apply to all accounts created under them including overdraft limits, the number of days accounts can maintain a zero balance before beginning the auto-close process, interest rates and accrual methods, and what day accounts under the product will cycle on.

Fee behavior can be configured at the product level as well, as well as how account numbers are generated for accounts opened under the chosen product.

This allows an FI to define all parameters they wish to have applied to all of their digital Deposit and Savings products offered.


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Last updated Fri Jan 23 2026